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Better
Value Means Getting the Personal
Touch.
Because
you want the best value
for your money, in some circumstances
it may make sense to purchase
an item over the phone, through
the mail, or on your personal
computer. But, not always!
Without
the right insurance protection,
you and your family might not
be able to pay for necessary medical
treatments, car repairs, legal
fees, and other costs that come
with being involved in an accident
whether you're at fault or not!
When
you choose AUTOSURE From ANPACSM,
you get a professional agent who
lives and works in your community,
who understands your financial
needs. Your local American National
agent will meet with you personally
to help you make sure your family's
insurance protection has the right
features for you, so that you're
protected when you need it most!
Better Value
Means Money Saving Features.
Automatic Rental Coverage*
We decided our customers need
rental car coverage automatically
included in their policy at no
extra charge. Most companies charge
for this feature.
One
Deductible for Multiple Losses*
If you insure your auto and home
with ANPAC®,
our Common
Cause of Loss Deductible allows
you to pay one deductible even if
more than one item is damaged or
destroyed by a single event.
Collision
Waiver
If you should be involved in an
accident with another car insured
with ANPAC®,
all or a portion of your collision
deductible may be automatically
waived.
Other valuable,
innovative features
-
Good student discount
-
Passive
restraint discount
-
Special
rates for drivers age 45 &
over
-
No
deductible for windshield repair
when you purchase optional Towing
and Labor coverage
Discounts
and policy provisions may vary by
state. Check with your agent about
coverages available in your state
and the provisions applicable.
Superior Service
Means Better Value .
- ANPAC®
is proud to be named as a Ward's
50 Benchmark Company for achieving
outstanding financial results
in the areas of safety, consistency
and performance.
- Our innovative
CA$HBACK
From ANPAC®
pays you 25% of your combined
auto and homeowners premiums if
you remain claim free for three
years from your CA$HBACK anniversary
date.
- CA$HBACK
participants are also eligible
for "Guaranteed Renewal",
renewal on auto and home policies,
according to terms and conditions.
Ask your American National agent
for more information about this
added benefit.
- TLC
- Tri-Line CoverageSM
Discount - Choose American
National for your auto, home
and life insurance and you'll
receive a special discount on
qualifying auto and home premiums.
It's our way of rewarding customers
who trust American National
with all three insurance needs.
- Fast Efficient
Claim Service - Report claims
toll-free at 1-800-333-2860 24-hours
a day, 7 days a week. Nine out
of ten customers tell us, based
on our claims service, they would
recommend ANPAC to someone they
know.
AUTOSURE From
ANPACSM Offers a Full
Line of Coverages.
- Liability -
Pays for damages due to bodily
injury and/or property damage
from a covered loss for which
an insured is legally liable.
This coverage includes defending
you in a lawsuit, bail bond expense,
attorney fees, and medical first
aid at the accident scene.
- Medical Payments
- Pays for reasonable and
necessary medical expenses arising
out of an accident up to the limit
purchased per person.
- Comprehensive
- Pays for loss or damage
to your insured car by a covered
loss other than a collision or
upset. This includes but is not
limited to: theft, fire, missiles,
falling objects, larceny, explosion,
windstorm, hail, water, vandalism
or malicious mischief, riot, impact
with animals, and glass breakage.
- Collision -
Pays for damage to your insured
car resulting from a collision
or upset.
- Towing and Labor
- Pays towing and labor costs
incurred each time your insured
car is disabled. Labor costs at
the place of disablement are covered.
- Rental Reimbursement
and Travel Expense - Pays
up to $25 per day rental expense
while your car is being repaired
due to a covered loss for up
to 30 days. Higher limits are
available.
- If the loss occurs
more than 50 miles from home,
extra expenses incurred for meals,
lodging and transportation fares
to return to your home or your
destination are covered.
- Uninsured Motorist
- Pays for damages for bodily
injury to an insured person caused
by a motor vehicle driven by a
legally liable, but uninsured
or unknown (hit and run) driver.
- Underinsured
Motorist - This coverage applies
when your bodily injury is caused
by an underinsured motor vehicle,
as defined in the policy.
- Accidental Death,
Dismemberment, Disability -
Pays up to a specified amount
for death, loss of limbs, loss
of sight and certain other injuries
to designated person(s) resulting
from a car accident.
- Work Loss Coverage
- Pays designated person(s) up
to 85% of earnings lost because
of auto accident injuries subject
to certain maximum limits shown
in the policy.
- ACE (Added Coverage
Endorsement) - Pays for Original
Equipment Manufacturer (OEM) parts,
when replacement parts are required,
due to a covered accident. Plus,
for insured vehicles less than
one year old, or with less than
15,000 miles, which are involved
in a covered loss, the vehicle
will be declared a total loss
at only 25% damage, and pays the
lesser of either the original
purchase price or the replacement
cost of a comparable vehicle.
- GAP Endorsement
- Pays the difference (up to $10,000)
between the loan balance (excluding
incidental amounts rolled into
the loan, which are not directly
related to the base purchase price
of the vehicle, such as additional
warranties) and the actual cash
value of the car, when the vehicle
is declared a total loss as the
result of a covered accident.
*Some discounts or
features not available in American
National LifeTimesSM
(American National General Insurance
Company)
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Representing

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All products, coverages and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this website are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies.
Life insurance and annuities
are issued through American National Insurance
Company, Galveston, Texas. Property and casualty
insurance is issued by American National Property
And Casualty Company (ANPAC®),
Springfield, Missouri, its subsidiaries or affiliates,
including American National General Insurance
Company, Pacific Property And Casualty Company
(California), American National Lloyds Insurance
Company (Texas), American National County Mutual
Insurance Company (serviced by ANPAC®-Texas),
and ANPAC®
Louisiana Insurance Company (Louisiana). American
National Property And Casualty Company is a subsidiary
of American National Insurance Company.
Disability Income products
and services are provided by Illinois Mutual Life
Insurance Company, Peoria, Illinois.
Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.
These brief descriptions of available coverages are for illustration purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy. For more information about coverage options and availability, talk to your American National agent. The American National Family of Companies reserves the right to discontinue programs at any time.
This site may have links to other sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates. |
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