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Discounts

TLC - Tri-Line CoverageSM Discount

American National appreciates your business and we want to reward you with a little TLC.

TLC stands for Tri-Line Coverage. Choose American National for your auto, home and life insurance, and you can receive up to a 15% TLC Discount on your qualifying auto and home coverages.

Your premium savings is simply our way of rewarding you for trusting us with your three most important insurance needs:

Auto
American National Property and Casualty Company (ANPAC®) offers you quality auto insurance and money-saving auto discounts.

You may qualify for auto-related discounts and rewards including: Preferred Automobile Customer Discount, Comprehensive Claim Free Discount, Good Student Discount and CA$HBACK From ANPAC®.

Home
Come home to American National. ANPAC® can provide you with a flexible plan to fit your specific needs and budget. We offer you financial protection for what is probably your biggest investment - your home. CA$HBACK From ANPAC® also applies to homeowner insurance (not available in every state).

Life
American National Insurance Company brings you peace of mind with a common sense plan of permanent life insurance. We adapt to your needs with options such as retirement plans, college education plans and income continuation needs of the loved ones you leave behind. Don't overlook this extremely important coverage in your financial protection plan.

Preferred Automobile Customer (PAC) Discount

Being continuously insured is rewarded. Three - five years receives a 10-25% discount, AND, 6 or more years receives 15-25% discount. In addition to the discounts available with PAC, financially responsible insureds can receive even more benefits with up to 36% of additional discounts available.

New Parent Discount

Clients who have young families can receive 5% off the primary driver's premium when the youngest child in household is age 2 or younger. And, they can get 3% off the primary driver's premium when that child is age 3 through 4. (Discount applies to youngest child only.)

Motorcycle Rider Discount

Clients who are a member of one of the following organizations (see list below) will receive a discount on Bodily Injury Liability, Property Damage Liability, Medical Payments, and Collision coverage premiums.

American Motorcycle Association (AMA)
American Voyager Association (AVA)
Blue Knights International Law Enforcement Motorcycle Club
BMW Motorcycle Owners of America (BMWMOA)
Christian Motorcycle Association (CMA)
Gold Wing Road Rider Association (GWRRA)
Gold Wing Touring Association (GWTA)
Harley Owners Group (HOG)
Honda Rider's Club of America (HRCA)
International Brotherhood of Motorcycle Campers (IBMC)
Motorcycle Safety Foundation Instructor (MSF)
Motorcycle Touring Association (MTA)
STAR Touring and Riding Association (Yamaha)
Trike Riders International (TRI)
Vulcan Drifter Owners Group (Kawasaki) (VDOG)
Vulcan Riders and Owners Club (Kawasaki) (VROC)
Women on Wheels (WOW)

Ticket Free Discount

Not having been convicted of any moving violations in the prior 36 months is rewarded by a 15% discount on specified coverages.

Comprehensive Claim Free Discount

Not having a comprehensive coverage claim in the prior 3-5 years is rewarded by a 15% discount. While six or more years is worth a 30% discount.

Good Student Discount

ANPAC® rewards students who achieve a "B" average or who are on a Dean's List or Honor Roll.

UL Roof Discount

Minimize damage to your home by installing Underwriters Lab rated (UL 2218) roofing material. To receive these ratings, products must undergo laboratory testing that simulates hailstones falling at peak velocity. Over 100 manufacturers now offer UL rated roofing materials for you to choose from. Check with your local contractor to find out which products are available in your area. The discount that ANPAC offers on these roofing systems varies with the level of the rating and by state. Contact us for more details.
 

Representing
 
 

All products, coverages and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this website are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies.

Life insurance and annuities are issued through American National Insurance Company, Galveston, Texas. Property and casualty insurance is issued by American National Property And Casualty Company (ANPAC®), Springfield, Missouri, its subsidiaries or affiliates, including American National General Insurance Company, Pacific Property And Casualty Company (California), American National Lloyds Insurance Company (Texas), American National County Mutual Insurance Company (serviced by ANPAC®-Texas), and ANPAC® Louisiana Insurance Company (Louisiana). American National Property And Casualty Company is a subsidiary of American National Insurance Company.

Disability Income products and services are provided by Illinois Mutual Life Insurance Company, Peoria, Illinois.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of available coverages are for illustration purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy. For more information about coverage options and availability, talk to your American National agent. The American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.